| Ticker | Status | Jurisdiction | Filing Date | CP Start | CP End | CP Loss | Deadline |
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| Ticker | Case Name | Status | CP Start | CP End | Deadline | Settlement Amt |
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| Ticker | Name | Date | Analyst Firm | Up/Down | Target ($) | Rating Change | Rating Current |
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16 analysts have shared their evaluations of Affirm Holdings (NASDAQ:AFRM) during the recent three months, expressing a mix of bullish and bearish perspectives.
The table below provides a snapshot of their recent ratings, showcasing how sentiments have evolved over the past 30 days and comparing them to the preceding months.
| Bullish | Somewhat Bullish | Indifferent | Somewhat Bearish | Bearish | |
|---|---|---|---|---|---|
| Total Ratings | 5 | 7 | 4 | 0 | 0 |
| Last 30D | 0 | 1 | 0 | 0 | 0 |
| 1M Ago | 2 | 0 | 0 | 0 | 0 |
| 2M Ago | 3 | 4 | 4 | 0 | 0 |
| 3M Ago | 0 | 2 | 0 | 0 | 0 |
Analysts' evaluations of 12-month price targets offer additional insights, showcasing an average target of $93.25, with a high estimate of $108.00 and a low estimate of $70.00. This upward trend is evident, with the current average reflecting a 22.7% increase from the previous average price target of $76.00.
An in-depth analysis of recent analyst actions unveils how financial experts perceive Affirm Holdings. The following summary outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.
| Analyst | Analyst Firm | Action Taken | Rating | Current Price Target | Prior Price Target |
|---|---|---|---|---|---|
| Jason Kupferberg | Wells Fargo | Announces | Overweight | $89.00 | - |
| Will Nance | Goldman Sachs | Lowers | Buy | $94.00 | $105.00 |
| Harry Bartlett | Rothschild & Co | Raises | Buy | $101.00 | $74.00 |
| Matthew Coad | Truist Securities | Raises | Buy | $95.00 | $72.00 |
| Dan Dolev | Mizuho | Raises | Outperform | $108.00 | $70.00 |
| Reginald Smith | JP Morgan | Raises | Overweight | $94.00 | $91.00 |
| Daniel R. Perlin | RBC Capital | Raises | Sector Perform | $97.00 | $75.00 |
| James Faucette | Morgan Stanley | Raises | Equal-Weight | $90.00 | $70.00 |
| Timothy Chiodo | UBS | Raises | Neutral | $85.00 | $56.00 |
| David M. Scharf | JMP Securities | Raises | Market Outperform | $105.00 | $75.00 |
| Adam Frisch | Evercore ISI Group | Raises | Outperform | $100.00 | $67.00 |
| Jason Kupferberg | B of A Securities | Raises | Buy | $94.00 | $90.00 |
| James Faucette | Morgan Stanley | Raises | Equal-Weight | $70.00 | $60.00 |
| John Hecht | Jefferies | Raises | Buy | $95.00 | $82.00 |
| Reginald Smith | JP Morgan | Raises | Overweight | $91.00 | $84.00 |
| Reginald Smith | JP Morgan | Raises | Overweight | $84.00 | $69.00 |
To gain a panoramic view of Affirm Holdings's market performance, explore these analyst evaluations alongside essential financial indicators. Stay informed and make judicious decisions using our Ratings Table.
Stay up to date on Affirm Holdings analyst ratings.
Affirm Holdings Inc offers a platform for digital and mobile-first commerce. It comprises a point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. The firm generates its revenue from merchant networks and through virtual card networks, among others. Geographically, it generates a majority share of its revenue from the United States, followed by Canada and other regions.
Market Capitalization Analysis: Reflecting a smaller scale, the company's market capitalization is positioned below industry averages. This could be attributed to factors such as growth expectations or operational capacity.
Revenue Growth: Affirm Holdings's remarkable performance in 3M is evident. As of 30 June, 2025, the company achieved an impressive revenue growth rate of 32.95%. This signifies a substantial increase in the company's top-line earnings. As compared to its peers, the company achieved a growth rate higher than the average among peers in Financials sector.
Net Margin: Affirm Holdings's net margin is below industry standards, pointing towards difficulties in achieving strong profitability. With a net margin of 7.9%, the company may encounter challenges in effective cost control.
Return on Equity (ROE): Affirm Holdings's ROE is below industry averages, indicating potential challenges in efficiently utilizing equity capital. With an ROE of 2.33%, the company may face hurdles in achieving optimal financial returns.
Return on Assets (ROA): Affirm Holdings's ROA is below industry averages, indicating potential challenges in efficiently utilizing assets. With an ROA of 0.64%, the company may face hurdles in achieving optimal financial returns.
Debt Management: Affirm Holdings's debt-to-equity ratio stands notably higher than the industry average, reaching 2.56. This indicates a heavier reliance on borrowed funds, raising concerns about financial leverage.
Experts in banking and financial systems, analysts specialize in reporting for specific stocks or defined sectors. Their comprehensive research involves attending company conference calls and meetings, analyzing financial statements, and engaging with insiders to generate what are known as analyst ratings for stocks. Typically, analysts assess and rate each stock once per quarter.
Analysts may enhance their evaluations by incorporating forecasts for metrics like growth estimates, earnings, and revenue, delivering additional guidance to investors. It is vital to acknowledge that, although experts in stocks and sectors, analysts are human and express their opinions when providing insights.
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